Today we are going to tell you about such a loan company, through which you can get a loan at zero percent interest rate. Friends, you must have applied for loan with many other companies as well, but most of them are completely fake and fraudsters. They also request various phone permissions from the customer along with personal information like Aadhaar card, PAN card, Bank Account and mobile number, but many of these companies refuse to give you the loan even after taking so many details. This Company only interested in wasting your time.
So which companies can you trust guys, especially in today’s world where scams are rampant? But for that we bring you Paytm, a very reputed company that many of you might have heard about, and which comes from a very reputed source. “Paytm” is the name of the company about which we will discuss today. Friends, today we will learn about How to get personal loan from Paytm in this post.
You can use Paytm to send money to someone or to take money from someone, but apart from this, you can also take out a personal loan with the help of this app, about which you will know today with the help of this article.
Who Provides PayTM Personal Loan?
So, friends, first and foremost, I want to inform you that if you think that Paytm will provide you loan, then you are wrong. You are wrong because Paytm will not give you loan. However, Paytm will assist you in getting loans from other companies. Friends, do not worry that you will be cheated again or you will not get loan from any company because all the companies that Paytm offers to you are very reliable. All those companies are linked with Paytm, and Paytm does not link you with any wrong or fraudulent companies.
Paytm also assures you that your personal information will not be tampered with, and you will get the loan at a very low interest rate. So, friends, below we have given the name and contact details of the company that Paytm uses to provide you the loan. You can get more information about these companies through internet.
Document Requirement For PayTM Person Loan
Friends, if you want to take this Paytm personal loan or are thinking about taking a loan, then you must be aware of all the documents required. So, let us now know what kind of documents you will need. If you take a loan from any company, then you will need the following three things for any kind of loan.
Aadhaar Card: Friends, using Aadhaar card, you can take loan from many companies. Whether you have any other document or not, but if you do not have Aadhaar card, then probably no company will give you loan because from Aadhaar card they know your father’s name, your date of birth, your address and your fingerprint.
PAN Card: If you have a PAN card, any company can lend you money because your PAN card is linked to your bank account. And if you are going to take a loan from a company, then it is very important to have a PAN card because if you sign up with a company or apply for a loan, first you will be asked for your PAN card.
Friends, the third document is your bank statement for the last three months, six months, one year or one month. Bank statement refers to any transaction that has taken place in your bank account, and Paytm wants to see everything. Also keep in mind whether the account is currently active or not. During the KYC process, Paytm collects all these documents from you.
How to Get PayTM Personal Loan Online
- First of all download the Paytm app from your app store.
- After this you have to enter your mobile number on Paytm app.
- You will receive an OTP on the given mobile number, enter that OTP there.
- After this you have to complete your KYC.
After that search for personal loan option.
- Inside the personal loan, you will be asked how much loan you want.
- After running the loan amount, you have to put your basic information there.
- After that upload all your necessary documents there.
- Paytm had asked you where you work. Answer it correctly.
- After this you have to enter your address.
- After this Paytm will send your loan application to the next company and that company will review your loan application.
- After the review is done, you will get a call from the company.
- Certain things will be verified from you on the call.
- After that your loan will be approved.
Once the loan is approved, the loan amount will be transferred to your bank account.
- After this, you can use your loan money by withdrawing it from the bank.
Conclusion:- While taking loan from Paytm, keep in mind that all your documents are correct. While taking the loan, also make sure that you will repay the loan on time because if you do not do so, your CIBIL Score will also deteriorate and you may have to face a lot of trouble.
Do we have to go anywhere to get a loan from Paytm?
No, you do not need to go anywhere to take a loan from Paytm and you can take this loan sitting from your home.
At what rate of interest does Paytm provide loan to us?
Paytm provides us loan at an interest rate of 4% to 6%.
Is it safe to take a loan from Paytm?
Taking loan from Paytm is absolutely safe because Paytm keeps your data absolutely safe with them.
Can we pay the loan as EMI every month?
Yes, you can repay your loan in the form of EMI every month.